Our Team


Tonna Ritter

Agency Principal


Tonna Ritter has over 8 years of experience in the insurance industry and has been selling and servicing policies to fit individual client needs with an emphasis on long-term relationship building as well excellent customer service.
She has worked for top firms such as Geico and Allstate and has been recognized as a top performer multiple times due to her ability to achieve superior performance results while delivering excellent customer satisfaction ratings.
Tonna graduated from the University of Florida with a Master’s degree in Psychology in 1997. Leveraging her business acumen, sales abilities, and human interaction skills, Tonna has been very successful helping policyholders understand the coverages, features and benefits of their insurance plans. Her drive to provide the best overall value for her customers has earned her excellent ratings at all of the companies she has worked for.
She is the Agency Principal for Elementary Insurance Agency and is dedicated to agency growth through customer excellence. Tonna enjoys working for an Independent Agency as it provides customers with more choices and options so she can find the right policy and tailor it to your specific needs. Her varied skills combined with her subject matter expertise have made her a very successful sales agent with a proven track record of success.
If you have any Florida insurance needs, you cannot have a better person than Tonna. She is your partner in finding the best products and coverage today and as your needs continue to develop and grow in the future.


Tammy Aguilera

Licensed Sales Agent


Tammy Aguilera was born and raised in Key West, FL, a true and original Conch! There, she began her insurance career and has worked in the industry for over 20 years. She has worked in capacities including client services and claims with insurance carriers such as Direct General and Progressive. Currently, Tammy proudly supports Elementary Insurance Agency as a licensed agent.
Tammy has a strong emphasis on client relations and firmly believes in a hands-on approach with clients. Her ability to provide superior customer service and one-on-one dedication has made her successful in the insurance industry.
Tammy graduated from St. Leo University with a B.A. in Criminal Justice. She’s an Army mom and grandmother of 2 beautiful girls.
She stands by her philosophy that customer service excellence is the foundation of any business which is seen through her drive for agency growth and consumer advocacy.

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