Elementary Insurance Agency is an independent insurance agency that represents many insurance companies in Florida. Being an independent agency allows us to shop for insurance products with multiple carriers to find the plan that is tailored to fit your unique circumstances. Our dedicated staff has over 25 years of experience in Florida's insurance industry. We are committed to maintaining the highest standards of excellence and professionalism with the goal of establishing long term relationships with our valued clients.
Homeowner's insurance is planned to provide coverage in the event of a covered loss for the following: Your home, other structures on your property, your personal belongings, loss of use of your home, personal liability and medical payments to others.
The damage from a flood is not covered under a standard homeowner's policy. Flood insurance is a special policy that is federally backed by the National Flood Insurance Program (NFIP) and available for homeowners, renters and businesses.
Auto insurance: covers damages to your vehicle, injuries to others, burglary, vandalism, running into an animal, glass fractures, meteorological conditions, etc.
An umbrella insurance policy is extra liability insurance coverage that goes beyond the limits of the insured's home, auto or watercraft insurance. It provides an additional layer of security to those who are at risk for being sued for damages to other people's property or injuries caused to others in an accident.
RV insurance protects your vehicle if it’s damaged in an accident and in other events beyond your control. It protects the RV owner against liability lawsuits and medical payments.
Boat insurance covers damage to your boat, motor, trailer, and personal items in the boat. It protects the boat owner against liability lawsuits and medical payments. Boat insurance protects most watercrafts with engines including small fishing boats, powerboats, houseboats, yachts, and pontoons.
Golf carts can get stolen or damaged, and they can also cause serious damage or injuries in an accident.
What Kind of Insurance Does an LLC Need? Many enterprises select a limited liability company, or LLC, as their form of business structure. For the most part, your personal assets are off-limits under an LLC, and you can only be held liable for the debts and obligations of the business itself.